13 Oct
CER Financial
City of London
Job description
Job Description
Portfolio Analyst
City of London
Permanent
£60,000
cer Financial are working alongside a high-end portfolio management company who are based in the City of London. They are seeking a Portfolio Analyst to work with them on a permanent basis.
The Responsibilities of the Portfolio Analyst Will Include :
- Continuously monitor the development of individual portfolio transactions, perform Market / Sector research and analysis, and inform management as well as client of any material developments on a portfolio of (mostly) performing loans.
- Regular analysis of key transaction risks.
- Preparation of robust and concise internal credit papers (credit review, waivers / amendments).
- Work with line manager and responsible people to ensure smoothened credit process.
- Review / update of financial models to assess future performance and risks.
- Prepare internal ratings in accordance with applicable guidelines.
- Provide robust valuations of the underlying portfolio, generate, document, and justify modelling assumptions and input parameters.
- Prepare watch-list reports discussing trends, remedies, development of portfolio transaction.
- Ensure timely tracking of transaction triggers, collateral tests with adequate recording in relevant system.
- Discuss / negotiate any kind of waiver requests or restructurings with trustee / collateral manager or servicer as well as other external / internal parties e.g., lawyers.
- Attend transaction related meetings.
- Where required, discuss / negotiate necessary credit and collateral documentation, and ensure that all documentation and decisions required are correctly prepared, communicated and processed.
- Maintain electronic credit files for respective deals,
ensuring key documents have been saved before submission of approval requests.
- Prepare and present updates for the monitored transactions in regular Asset Review meetings.
- Surveillance and Reporting
- Provide input to internal reports.
The Successful Portfolio Analyst Will Have :
- University degree, ideally, 1-3 years working experience in relevant field in credit, risk or portfolio management.
- Ideally background in and knowledge of credit risk drivers and risks inherent in the respective borrower industry sectors.
- Comfortable in a client facing role and ability to confidently present recommendations up to credit committee level.
- High level of familiarity of MS Excel, Word, PowerPoint / other data processing and analysis tools.
▶️ Portfolio Analyst
🖊️ CER Financial
📍 City of London